Friday, January 20, 2012

Amazon Gift Cards - Where to Buy Amazon Gift Cards

Now obviously you know that you can buy Amazon gift certificates at Amazon itself, so the question about where to buy Amazon gift cards that occurs to most people is really about where to buy them offline. Sometimes you just can't buy one online. Often, if you have a party you suddenly need to attend and so you need a last minute gift, it is just easier to find a place locally where you can buy a gift card, rather than futz around with figuring out how to do it online.

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Thankfully, a lot more stores today are selling gift cards that can be used online as well as at your local brick & mortar store. CVS, for example, carries gift cards for dozens of different companies, including Amazon. All you need to do is take the gift card to the cash register and the clerk will activate the card once you pay for it. You can usually find Amazon gift cards at CVS for the values or .

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If you don't have a CVS pharmacy near you, there are several other chains that carry Amazon cards too. Rite-Aid and Longs Drugs both carry them as well, in the same dollar amounts. So just get a nice birthday card to go with it, and you will be all set. They work just as well for anniversaries and wedding gifts too!

If you are in a pinch and none of these stores are near where you live, or they are just out of the gift cards you want, Coinstar also issues Amazon codes when you turn in your change. Many supermarkets now have Coinstar machines so you should be able to get that gift card taken care of before you have to arrive at the party.

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Thursday, January 19, 2012

"We Finance Everyone" - Buy Here, Pay Here Car Lots and What You Should Know About Them!

Maybe you have seen dealerships that advertise, "We Finance Everyone"? This may be tempting if you think you have no other option. Let's take a look at why this is a very bad route to take when it comes to bad credit auto finance.

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If you've been considering this type of auto financing, there are some things that you should know. As these types of dealerships don't send your loan through a real loan company, there isn't really any real auto financing. It's just a matter of them holding a title and full ownership of the car, until you complete your payments directly to them. That's not the end of the story, however.

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If you have bad credit, the last thing that you need is to have to come up with a sizable cash deposit on a vehicle. You're going to be out of luck with that one if you use a buy and pay here car dealer. They always want cash down and the more the better in their eyes.

One way to avoid cash down payments for cars is to get approved through a lending service. There are services available online that can provide you with better rates and a better overall deal. By getting your financing arranged through a company of that nature, you can buy from a normal car dealership without worries of whether or not you'll be able to get approved.

If you choose to use buy here pay here, try to atleast look for a reputable dealer that you can trust. You may have to search outside of your local area, but I'm sure that there's a good one out there somewhere.

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Tuesday, January 17, 2012

Flowers and Allergies

Flowers are beautiful. They brighten up a room and make everything in it seem more beautiful, more cheerful. For most people a vase of flowers on the table signifies that that room is a happy one, a comfortable place to be. For allergy sufferers, however, a vase of flowers is far from inviting- it's treacherous. If you're one of those unlucky people who enjoys fresh flowers but has to consider the effect they'll have on your allergies, plastic flowers are not your only option. You just have to know which types of flowers are dangerous. Of the huge variety of flowers that you can plant or buy, many types of flowers will affect your allergies very little- or even not at all.

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Dangerous Flowers for Allergy Sufferers

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Truth is, if your allergies are particularly severe, most flowers are going to affect you negatively. In general, the more dangerous flowers are the ones with more pollen. So a good guideline when decorating with flowers to avoid those ones that have visible pollen.

One type of flower that is particularly bad for allergy sufferers is tree flowers. If creating a flower arrangement, be careful not to include almond, cherry, orange, or any other kind of tree blossom. Though they are beautiful flowers, they're some of the most powerfully allergy-causing.

Lilies are some of the more dangerous flowers for allergy sufferers, as parts of them are covered in powdery orange pollen. Strangely enough, however, they can be a good choice for allergy sufferers, as it's easy to simply remove the stems of pollen from each flower. Just have a non-allergic friend or family member do this particular job, as it will probably have you sneezing in two seconds flat.

Good Flowers for Allergy Sufferers

There are several types of flowers that will affect allergy suffers less. One of these is possibly mums and daisies. While regular mums and daisies do have lots of pollen, an new hybrid type of daisy, called formal doubles, that do not have any pollen at all, and therefore won't aggravate allergies. Forma double flowers were bred so that the parts of the flower that used to produce pollen now produce petals. Watch out for regular mums and daisies, however, as they can be highly allergic. If in doubt, ask your florist.

Another great choice for the allergy sufferer is roses. Roses are some of the most beautiful and elegant flower you can find, and fortunately for allergy sufferers, they don't have much effect on allergies. The reason for this is that their pollen is too large in size to be able to become airborne and truly infiltrate the respiratory system. If in doubt, choose roses with little or no smell- the less smell, the less pollen.

Last but not least, one of the best kinds of flowers for allergy sufferers are orchids. Orchids are gorgeous and exotic flowers that come in an amazing variety of shapes and colors. Very few types of orchids cause any pollen-related allergies, and so are quite safe for those allergic to most flowers. It is important to note, though, that some orchids may cause a slight skin rash on sensitive individuals.

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Monday, January 16, 2012

Tablet PC Comparison - What Is the Best Tablet PC to Buy?

Tablet PC Comparison: Apple iOS vs Google Android

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Although there are a number of different companies, utilising different operating systems (OS for short), now creating brilliant options for tablet computers, the chief tablet PC comparison for almost all consumers still boils down to the Apple iPad's iOS and different Google Android tablets. So which choice of these two systems (or any other) is the correct one for your needs?

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Look and feel: Most industry experts largely agree that Apple's iOS works extremely well both as a smartphone and a tablet PC operating system. The system works very intuitively on the iPad - particularly if you've used an iPhone or iPod Touch before. The interface can be said to be iOS's best benefit, which no other tablet currently on the market can match.

Apps: In addition to the look and feel seniority, Apple also have a major marketing point with their App Store. There are currently over 350,000 apps available to download for free or buy for a small price from the Apple Store. It's a certainty that when a new app is created by a company or developer, the first version is for the App Store and after that it is ported to other platforms. However, Apple's store is not the sole player in the arena - the Android Market is rapidly growing, passing the 100,000 apps mark in early 2011.

Android has one major advantage on the competition when it comes to apps: it's far more open and has more of a laissez-faire policy to the Market, whereas the App Store exercises very tight controls on every application, particularly in regard to adult content. The Android market allows developers much more creativity and flexibility.

There have also been complaints from some developers about Apple's rigid marketeering, with Apple requiring developers to remove any links from inside apps to the developers own websites. (The benefit to Apple is that they keep 30% commission from every app sale, whereas previously customers may have upgraded from free to paid version from within the developer's own site.)

Hardware: One major difference between iOS and Android is that iOS is exclusive to the iPad, while Android is open source and is being used by a number of different companies. This effectively means that the iPad and iOS are joined at the hip - you can't run the iPad without iOS. The iPad therefore has much more restriction of choice than other tablets, and much tighter pricing. However, those choices that are on the market are all good quality, and the hardware and software do work together harmoniously - crashes are very rare on the iPad.

Android, by contrast, is used in many different tablets from a large number of makers. From Blackberry to Samsung, you have a much wider choice of tablet PC to suit your budget and particular needs. However, you do need to do your homework. Some companies have customised Android and improved it, but some may not work as well and might still be based on older Android releases.

Conclusion

Right now, the iPad is still the most well-known and iconic tablet PC on the market. However, popularity is growing with a number of other tablet PCs. The choice is certainly good news for customers, who now have much more availability to get their exact requirements from a tablet computer. A lot of people still favour the Apple iOS, particularly if they have used other Apple products, but in the end it comes down to doing a tablet PC comparison yourself, by researching, checking them out, testing some in store, and selecting the one that feels like a good match for you.

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Saturday, January 14, 2012

720p Vs 1080i HDTV

Is 720p vs 1080i worth being concerned about? Yes and no. If you're a consumer looking for a new TV, you can happily ignore the 720p vs 1080i debate because every TV which is described as HDTV or HDTV Ready is required to support both formats.

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NOTE: You should be aware though that lots of TVs which support 1080i have fewer than 1080 lines and so scale the 1080 signal down. That's not a huge issue as even scaled down 1080i is far ahead of a regular NTSC signal. It is worth bearing in mind that more expensive HDTVs tend to have better scalers than cheaper ones, and this may be an issue.

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However, for broadcasters it's a live issue. Should they broadcast 1080 lines of interlaced video or 720 lines of progressive scan? They could just broadcast two signals, one in each format, but that would use up a huge chunk of bandwidth and be hugely expensive for very little gain.

To answer the question, it's important to understand the difference between 720p vs 1080i. A 720p signal is made up of 720 horizontal lines. Each frame is displayed in its entirety on-screen for 1/30th of a second. This is know as progressive scan (hence the 'p')The quality is like watching 30 photographic images a second on TV. A 1080i signal comprises 1080 horizontal lines but all the lines are not displayed on-screen simultaneously. Instead, they are interlaced (hence the 'i'), ie every other lines is displayed for 1/60th of a second and then the alternate lines are displayed for 1/60th of a second. So, the frame rate is still 30 frames per second, but each frame is split into two fields, which your brain then puts together subconsciously.

Most of the time interlacing works fine, but for fast moving images, such as sports like baseball and hockey it can cause problems which manifest themselves as a 'stepping' effect on-screen. Progressive scan signals don't have this problem and so are better suited to sports.

ESPN puts it like this: 'Progressive scan technology produces better images for the fast moving orientation of sports television. Simply put, with 104 mph fastballs in baseball and 120 mph shots on goal in hockey, the line-by-line basis of progressive scan technology better captures the inherent fast action of sports. For ESPN, progressive scan technology makes perfect sense.'

Bottom line? For us, as consumers 720p vs 1080i is not a debate worth worrying about, so you can relax and focus on all the other criteria on your list when you buy your next HDTV.

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Thursday, January 12, 2012

Child Behavior For A Three Year Old

Parenting Question

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"I'm spiraling out of control with my three-year-old daughter. She won't listen
to me and I know that the 'naughty bench' isn't working. I'm at a total loss and
feel like such a failure. I don't want to hit her or use the kind of strong
verbal yelling that my parents did. What do I do? I want her to understand that
I'm the boss and when I ask her to do something or obey something, she should do
it. My father was giving me parenting advice today and I feel so out of control.
Is this normal child behavior for a three-year-old?"--Out-of-Control Mom

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Positive Parenting Tip for Child Behavior for a Three Year Old

Dear Out-of-Control Mom:

Firstly, you are NOT a failure--just a mom who needs some new tools.

My guess is that you haven't had many courses on how to deal with three-year-old
behavior, so be gentle with yourself.

Many parents ask me what's "normal" when it comes to child behavior for a
three-year-old. No matter what your child's age, what it comes down to is this:
how is your child's behavior working for you, and how is it working for them.
From your question, I sense it just ain't working--period!

So let's first look at what is going on for your daughter. Children at the
pre-school stage are developing a whole host of new skills, including: wanting
more independence (for example, "No, I want to do it by myself!"); asserting
their wants ("I want that!"); and learning about friendship ("Give that back!").
One of the best things you can do when parenting a three-year-old is to support
your child in attaining these new skills without allowing them to become
demanding or spoiled. To ensure you don't fall into unhealthy habits that
promote power struggles, choose to use a firm--but kind--approach and look for
ways that your child can learn from each situation.

The more you can allow your three-year-old to do things on her own (and they
won't be perfect), the less likely she will be to fight you on everything. Look
for household tasks that she can do at her age and find ways that she can help
you out. Have her fill the dog bowl, hold the door open for you when you are
bringing groceries into the house, set the table, etc. The busier you can keep
her doing positive behaviors, the less chance she will move towards negative
ones.

Be warned: even if you take this approach, your daughter is still going to test
you. Below are six simple steps for dealing with three-year-olds when they just won't
listen:

1. Let Go of Timeouts - Timeouts can work for some children (but there
are far better techniques). Ultimately, the only person we can control is
ourselves. If timeouts are not working (that is, your child refuses to go to the
"naughty bench", stay on the "naughty bench", or tells you they make their own
rules and have moved the "naughty bench"), look for other ways to inspire them
to want to be well-behaved (as suggested in the following five steps).

2. Fire Yourself as Boss of the Household! - Many parents buy into the
belief that mom should be the boss of the household and be in control. Yet, we
must remember that we are modeling for our children how to act every single
minute of the day. Our kids learn more from what we do than from what we say. If
they see us pulling rank as "boss", they will attempt to be "boss" too.
Unfortunately, when this happens, they may outrank us and the real power
struggles will begin!

3. Provide Flexibility with Boundaries - Instead of boss, see yourself as
your child's coach or guide, responsible for providing them with experiences to
learn from and allowing them to experience the consequences of their actions.
Give clear guidelines, but also give them flexibility too. For example, "Your
toys need to be cleaned up before we go to Grandma's. Do you want to clean them
up now, or in 5 minutes from now?" If they still don't clean up, then you might
not go to Grandma's that day. Children need to know what the rules are and, more
importantly, they need to know you will follow-through with the rules. Once you
become consistent with your behavior, your children will learn to trust what you
say and will improve their behavior accordingly.

4. Stay Firm (but Kind) - If they fight, you follow-through. Do this
without yelling, scolding or punishing. Don't buy into their tears, and
definitely don't get into a debate. Stay firm, but stay kind. Tell them that
when they want a hug, to come find you. I know keeping your cool is easier said
than done. For more on this, check out the "Mom's Time-Out" section (page
111-114) of When You're About To Go Off The Deep End, Don't Take Your Kids
With You.

5. Use Consequences That Relate to Their Behavior - Punishment teaches
our kids to feel bad, but rarely teaches them how to "do good". If you are
encountering the same misbehaviors over and over again, your child is clearly
not learning from their mistakes. To facilitate learning, make certain any
consequences used are directly related to the misbehavior. For example, when
your child is rough with the computer, computer time is over; when your child is
splashing water out of the tub, bath time is over; or when your child is goofing
off with their food, dinner is over. Again, do these quickly, but kindly.

6. Thank and Appreciate Your Child for What They Do - Children want to
please and they want to know that their contributions make a difference.
Remember to tell them so--and often.

Learning how to motivate our children to want to be well-behaved takes time and
practice. Yet, taking the time now to learn these tools can save you years of
heartache and frustration. Keep reading, keep practicing, and keep empowering
that three-year-old of yours: then watch their behavior change for the better!

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Wednesday, January 11, 2012

Where is the Best Place to Get a Car Loan With Bad Credit?

So where exactly is the best place to get a car loan when you've got bad credit?

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First of all, you certainly want to avoid the following...

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Avoid Buy Here Pay Here Dealerships. These types of establishments that offer in-house financing charge extremely high interest rates, price their cars at retail or above, and generally always want a down payment. This is not the best place to get a car loan and certainly not if you're wanting to save money. Buy a car from one of these places and you'll be paying not hundreds, but thousands of dollars more for finance charges than you have to.

Avoid Dealer to Dealer Hopping. Don't go hopping from one dealership to another trying to get approved. So many people with bad credit do this and it leaves large numbers of credit inquiries on your credit report. Those inquiries stay on your credit report for two years and they show that you're having a hard time getting approved. When you go to a second or third dealership trying to get approved, the dealer can see the banks and loan companies that you've been sent to already and have been turned down. So, if you're doing the dealer to dealer hop, stop now!

Online Lenders Save the Day. If you have bad credit, the best place to get approved for a car loan is online. Now don't go entering your information into 15 websites. There are a couple legitimate sources on the internet that allow you to either search through a database of lenders. There are also sources online that will pair your credit history with lenders that are guaranteed to approved you. In my opinion, online sources are the best place to get a car loan if you have bad credit.

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